RTP, NC Chapter Meetings in 2017

The Research Triangle Park Bogleheads®,  North Carolina Local Chapter  has held two meetings in 2017.  This entry will be updated for subsequent meetings.

Bogleheads forum member Steve Thorpe recaps these meetings in this  guest article.

RTP, NC Chapter Meeting 11:00 AM Sat April 1, 2017


Satisfaction Restaurant

We had yet another fun chapter meeting today. I counted a dozen of us at our Satisfaction’s get-together, including 4 newcomers and two new Triangle residents who recently moved here from Minnesota. Some topics of conversation included:

  • If you’ve won the game, don’t get greedy (taking more risk than you need to).
  •  Drawdown strategies in retirement — accumulation phase vs. drawdown phase. Competing constraints of spending now for fun vs. not wanting to run out of money later (and not wanting to have regrets later about not spending money now).
  • Medicare premiums are influenced by your income a couple years back. If you’re not careful you can get unexpectedly bitten by this (e.g. partial Roth conversion strategies at age 63 can hurt you at age 65).
  • Pros and cons of Traditional vs. Roth contributions.
  • Larry Swedroe and Andrew Berkin’s “Your Complete Guide to Factor-Based Investing.”
  • Ed Tower’s recent research on Vanguard ETFs, TIFs, and actively managed funds
  •  Jack Bogle’s honesty and integrity.
  •  Vanguard’s Personal Advisor Service vs. higher-expense options such as Wells Fargo, vs. Do-It-Yourself.
  • Jeremy Siegel’s “Stocks for the Long Run.”
  •  Larry Swedroe’s “Investment Mistakes Even Smart Investors Make and How to Avoid Them.”
  • Gordon Formula for estimating “expected” (not certain!) future stock market returns.
  • And much more!

Thank you to everyone who attended today. I enjoying seeing you and learning from you!

Also I would like to thank Satisfaction Restaurant for allowing us to use their excellent private dining room!

RTP, NC Chapter Meeting 11:00 AM Sat September 9, 2017


Satisfaction Restaurant

We had an enjoyable meeting yesterday with a nice mix of returning and new members, around 15 total. Thanks to all who attended!

Here are a few topics we discussed:

  • Investing early and often, having a plan and sticking to it.
  • Reaching “your number” and how/whether to dial back risk.
  • Professor Ed Tower’s research on Vanguard’s International fund offerings and predicting returns from investing in the US, Europe, Asia and Emerging Markets.
  • If you take some risk off the table, which table do you move that risk to?
  • William Bernstein’s (?) statement that “If you’ve won the game, you don’t need to keep playing it.”
  • Suggestions on how best to help a spouse prepare to take over the family finances in case the other spouse passes.
  • Having a “play money account.”
  • The American Association of Individual Investors (AAAI).
  • Muni vs. Taxable bonds, Taxable vs. Tax-Advantaged accounts, what and when to hold which type of bond in which account?
  • Geo-political risks.
  • Mr. Money Mustache.
  • Being sure to enjoy every day! e.g. if you have the opportunity to have a Guinness at Satisfaction’s Restaurant – go for it!
  • Bitcoin and money laundering.
  • Is it risky to hold everything at Vanguard? Could Vanguard get “Equifaxed”?
  • Freezing your credit.
  • Setting up your bank and credit accounts to notify you of all transactions.
  • The Department of Labor’s Fiduciary Rule.

Of course this list is only a sampler – you had to be there to enjoy the fun! So for those who weren’t able to make it this time, I hope you can join us at the next meeting.


Barry Barnitz, administrator of both the Bogleheads® wiki and of Financial Page, a Bogleheads® blog

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